Who is the Debit Card for? How you will benefit How does the Riyad Bank Debit Card work for you? The Riyad Bank Advantage How much will the Riyad Bank Debit Card cost? Where can I apply for the Riyad Bank Debit Card? Apply now Terms and Conditions


It is for you if you are:

		The Debit Card is your key to accessing your accounts with Riyad Bank. You get your own Card as soon as you open your Current Account with Riyad Bank. It is used mostly by those who:
		Want to have instant access to cash when and wherever they need it.
		Prefer a convenient method of payment when shopping
		Want easy and fast access to their account information and to pay their bills.
		Need local money quickly when traveling abroad

Convenience:

		More convenient than carrying a lot of cash, and remember, cash is irreplaceable if mislaid
		Can be used at many places, whether our wide network of ATMs, Points of Sales, or when traveling abroad.

For all shoppers:

		Shopping is more enjoyable via our numerous Point of Sales (POS) network service that is available in many shops across the Kingdom.
		When traveling, you have immediate access to local currencies at ATMs.
		Using your Debit Card purchase slip, it is easy to exchange or return your goods back.
		You can monitor your spending - and your family's as well - through the monthly statement.

 Other benefits:

		You will be able to activate your RiyadOnline, RiyadMobile, and RiyadLine service by using your Debit Card at any Riyad Bank ATM.
		Easy access to your account information and for paying your bills
		Enormously useful, not just for cash, but for other benefits and services.

A Debit Card is different from a Credit Card in that your store purchases and cash withdrawals are debited immediately to your current account. In this way, your Debit Card is linked closely to your current account and all debit card transactions can be examined by checking your normal bank account statement.

A debit card offers you all the versatility you need when shopping in the kingdom but a Credit Card can be more useful when traveling abroad.

For security and peace of mind, the Debit Card offers the following features:

		Reliability with up-to-date and unique security system, full confidentiality of your personal and business banking records is assured.
		The built-in features - such as signature and PIN - will make it even harder for anyone else to use your card
		Riyad Bank will send you a replacement card immediately if you find out your card is lost or has been stolen.

You may use your Debit Card at any Riyad Bank ATM to provide you the following services:

		Access to account information 24 hours a day, 7 days a week.
		Pay your utility bills (electricity and phone bills) using your card - and pay your traffic ticket fines.
		Check your latest transactions.
		Obtain a mini-statement or order your check book
		Buy your prepaid phone cards or GSM mobile chips (soon)
		Activate your RiyadOnline, RiyadLine and RiyadMobile accounts using your card.
		Change your Personal Identification Number (PIN)

In addition, your free Riyad Bank Debit Card will offer you more uses for you to enjoy:

		Obtain cash - up to SR 5000 a day - from hundreds of locations Kingdom wide.
		Use your Debit Card when shopping if the retailer has a Point of Sale machine. These are located in over 380,000 locations worldwide and the number is growing daily.
		Use of any ATM throughout the Kingdom or when traveling abroad
		Use your Riyad Bank Debit Card with overseas ATMs connected to the "Cirrus" network only
		Monitor your spending with your monthly balance statements
		You may also receive an additional Debit Card for the same account for your wife (or husband)

		Riyad Bank has one of the largest network of ATMs in the Kingdom where you can use your Debit Card anytime day or night.
		Riyad Bank strives harder to protect the confidentiality of your banking information by employing up-to-date security technology and process.
		Our simple steps make it easy for you to reach your required account information.
		For further information, please call our Customer Call Center that is available to help you 24 hours a day, 7 days a week at toll free 800-124-2020

A Debit Card will be provided to you at no additional cost once you open your Current Account with Riyad Bank.

Its use is also free when you make purchases at stores with point of sale machines.

Cash withdrawals using your debit card at any of Riyad Bank's 485 ATM machines are also free of any additional charge.


Applying has never been easier. This service is available for all new and existing current account holders.

For our prospective clients, please visit your nearest Riyad Bank branch and our staff will gladly help you open a current account to access our modern and secure banking services via the phone, mobile, internet and ATM machines that utilizes your Debit Card.

For more information, please call toll free at 800-124-2020. Our overseas and mobile users will not be able to access the toll free number. The alternative number is +966 1 414 3800

Visit your nearest Riyad Bank branch.


The only major condition of this service is that you need to be a Current Account holder at Riyad Bank.

To keep your Current Account up and running, make sure you always maintain the minimum monthly balance of SR 5000 in your account. There is a service charge of SR 44 that will be levied every 6 months ONLY if an average balance of SR 5000 is not maintained.