This package suits ambitious youth looking for more success in their lives and newly married couples eager to meet their own and their families’ financial needs through a package of banking products and investment options.

This package is available for the private or public sector employee with a monthly salary of at least SR4,000. The package consists of:

You will automatically enjoy the following basic products:
Current Account – No monthly fees, if the monthly average balance doesn’t fall below SR1,000.00

You can use this card to withdraw cash from ATMs and pay for your purchases through point-of-sale terminals inside the Kingdom and worldwide. No annual fees charged.

You will enjoy a 50% discount of the following years’ fees, and the least interest rates payable on credit cards in the Kingdom.

RiyadNet – for remote banking services
All you need is a user’s ID and password, and you will be able to access riyadNet channels and do most of your banking transactions round the clock and from anywhere. These channels are:

RiyadLine - Telephone banking (+966 920002470)
Riyadonline - Internet banking
Riyadmobile - Mobile phone banking
RiyadATM - ATM banking

You may select your special Checkbook design from among a range of designs. However, a Checkbook will provide you with a secure tool to meet your financial obligations.

You may select at least one of the following products:

Invest your money with number one Bank for investment performance in the Kingdom in 2003, through a wide range of investment funds and portfolios that have won a number of best performing funds awards over six years in a row. You may choose from the following:

Riyad Investment Portfolios (5% discount of the initial fees)

Riyad Funds (with initial subscription amount reduced to SR5,000. plus 5% discount on initial fees)

As a Riyad Packages customer you will be entitled to a credit facility of up to 50% of your monthly salary at any time, thus enabling you to face any contingency.

You will be eligible to a personal / tawarruq finance to obtain ready liquid money, or a Murabaha Finance to cover your financial needs.

You can now own the piece of land you want through this Land Purchase Murabaha Finance approved by our Islamic Banking Sharia Committee.

It is a savings investment scheme designed, in collaboration with our certified personal financial planners, to help you plan early for your personal and family goals, i.e. education of your children, owning your house and planning for your retirement while protecting these goals by our family protection benefit.


This program consists of a number of Riyad Bank optional products and services to choose there from:

Rewards Program – It entitles you to a non-interest bearing Murabaha Finance, repayable by convenient monthly installments over a flexible period, to enable you purchase:
Personal computer.
Household electric equipment
Furnishings
Computer and English language courses at reduced fees.
Improve your personal skills in computer and English language at New Horizon Institute, one of the leading training institutions, and enjoy a discount available only for Riyad Packages customers.

Best Doctors Program–(50% discount on annual subscription fees) It is a medical consultancy service that gives you access to a database of top 50 000 physicians and specialists all over the world; help you obtain a second opinion; arrange for your medical appointments and hospitalization and entitles you a discount of up to 25% on medical treatment bills at USA hospitals.